Usage-based auto insurance is a popular option for drivers who want more control over their premiums. Instead of relying solely on traditional rating factors, such as the driver’s age and history of moving violations and accidents, usage-based insurance tracks safe driving habits. Measured habits may include smooth braking, steady speeds, lower-than-average annual mileage, and limited late-night driving, to help set rates.
Is Usage-based Coverage Right for Me?
For many drivers, usage-based coverage offers a clear connection between how they drive and what they pay. Those who drive infrequently, have a recent history of safe driving or want their rates to reflect real-time driving habits may benefit from usage-based coverage options.
How Much Will I Save?
Usage-based auto insurance can trigger meaningful savings, but the exact amount depends on the program and the driver. In general, the safer and more predictable your driving behavior is, the more you can save.
Contact your broker today to learn more about your usage-based auto insurance options and find out whether it’s a good fit for your situation.
Vehicle Safety Recalls Week
The National Highway Traffic Safety Administration recognizes Vehicle Safety Recalls week from March 2-8, 2026.
Millions of vehicles are recalled every year for safety issues. While a recall doesn’t always mean your vehicle is immediately unsafe to drive, the defect requires attention to help prevent future problems.
Checking your vehicle for recalls and scheduling repairs promptly can help prevent accidents and injuries.
How to Check for Recalls
If your car is subject to a recall, the manufacturer is obligated to notify you. However, you can still proactively check your vehicle’s recall status yourself.
Vehicle owners can enter their vehicle identification number (VIN) on the National Highway Traffic Safety Administration website to see if the vehicle has an open recall.
If you find an open recall that applies to your vehicle, contact the nearest authorized dealership to schedule a free repair.
This newsletter is intended for informational use only. © 2026 Zywave, Inc. All rights reserved.