
Auto theft rates declined in 2025, but vehicle theft remains a threat for drivers across the country. A vehicle is stolen every 48 seconds, according to the National Highway Traffic Safety Administration (NHTSA). In some cities, theft risk is even greater.
Here are some steps to help protect your vehicle from theft:
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Review Your Insurance CoverageAuto theft coverage is typically included with a comprehensive auto insurance policy. This coverage is optional for drivers who own their vehicles outright. Lienholders typically require it if the vehicle is financed or leased. Your agent can help you understand your current coverage and add a comprehensive policy to help replace your vehicle if it’s stolen. They may also recommend gap insurance, which can cover the difference between the insurer’s settlement and your loan or lease balance. |
Prevent Hot Car DeathsIn 2025, 31 children died from heat-related causes after being left in a hot car, according to the National Safety Council. In one case, the outside air temperature was only 68°F, but the temperature inside the car had risen above 96°F by the time emergency services arrived, according to Consumer Reports. |
Simple Habits Save LivesThe NHTSA recommends the ACT method to help prevent hot car deaths:
Hot car deaths are 100% preventable. A small change in routine can save a child’s life. |
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