Sep 14 The Basics of Minimum Essential Coverage Plans By HHS Insurance Risky Business Employers with large hourly, seasonal and variable-hour workforces often face a difficult balancing act. Rising healthcare costs, ongoing compliance requirements…Read More
Sep 14 Key HSA Features for 2027 Compliance By HHS Insurance Risky Business Health savings accounts (HSAs) are a popular type of tax-advantaged medical savings account available to individuals enrolled in high deductible…Read More
Sep 14 Gym Memberships, Stipends and Other Fitness Benefits By HHS Insurance Risky Business Fitness benefits are gaining traction as employers look for cost-effective ways to support employee health and stand out as a…Read More
Sep 14 First-time Enrollee Guide By HHS Insurance Risky Business New to Benefits? Start Here Enrolling in benefits for the first time can feel unfamiliar, particularly given the amount of…Read More
Sep 14 Benefits Terms Decoded By HHS Insurance Risky Business 20 Benefits-related Terms to Know Benefits language can feel like its own vocabulary, filled with abbreviations and terms that rarely…Read More
Sep 14 2027 Open Enrollment Trends to Monitor By HHS Insurance Risky Business Open enrollment season is arriving with a different feel this year. Costs are climbing faster than they have in over…Read More
Aug 11 Early Preparation Is Crucial for 2027 Open Enrollment By HHS Insurance Risky Business With the 2027 open enrollment season around the corner, employers have an opportunity to develop attractive benefits offerings and proactively…Read More
Aug 10 The Importance of PCORI Fees Beyond Compliance By HHS Insurance Risky Business If you sponsor employee health benefits, you have likely heard about Patient-Centered Outcomes Research Institute (PCORI) fees at some point,…Read More
Aug 10 Reducing Choice Overload in Health Plan Offerings By HHS Insurance Risky Business Offering more medical plans can seem like a way to increase employee choice. In practice, many employers now offer five…Read More
Aug 10 IRS Announces Health Plan Affordability Percentage for 2027 (Pay-or-Play Rules) By HHS Insurance Risky Business On July 21, 2026, the IRS released Revenue Procedure 2026-26 to index the contribution percentage in 2027 for determining the…Read More